Financial Hardship & Collections Policy: Adjustments, Write-Offs, and Bad Debt

Adjustments, Write-Offs, and Bad Debt

Insurance contracts can be lengthy and tricky and let’s be honest most people do not read them or they have someone else handle their credentialing and they never pay attention to the changing laws and what they agree too.

When you bill insurance as both an in and out of network provider you are agreeing to collect whatever they state the patient is responsible for. There are a few caveats and work arounds to this rule but this is what you agree too. When you decide to write off a patient balance you can only do so for a number of reasons and this is has to be done in a specific way so that the insurance companies do not consider the it fraud or breach of contract.

In this class we will go over the correct options and ways to perform write offs and the measures that can be put in place for this to be done properly along with the ways to avoid not being able to recieve reimbursement for services. When insurance states a patient has no responsibility it means that the provider must write off a claim unless certain measures are taken to ensure you may hold the patient responsible for payment even if insurance denies the claim. The Insurance Magician, LLC is offering this specialized class to ensure providers maintain a good standing with their insurance payers contracts and can assist their patients that may need financial assistance if they faul on financial hardship.

Course Details & Registration

Our courses are designed for the modern clinical professional, with tiered pricing based on duration, materials, and depth of content.

• Dates: January 12, 2026 & January 30, 2026

• Time: 12:00 PM CST (Noon)

• Registration: Open Now!

Course Description

In this one-hour intensive session, we walk you through the newly added codes specifically affecting your profession. We don’t just list the codes; we discuss how to best utilize them for maximum reimbursement. We will also identify deleted codes that must be discontinued immediately to prevent compliance red flags.

Key Learning Objectives

• HCPCS/CPT Updates: Identify the exact new codes for 2026 and their clinical definitions.

• Provider Eligibility: Not all clinicians can bill every service independently. Learn which services require supervision and which providers are eligible for specific new codes.

• Code Deletions: Pinpoint the terminated codes that are no longer valid for billing to prevent automatic denials.

• Payer Exemptions & Negotiations: Discover how to navigate special circumstances, negotiate rates, and secure Single Case Agreements (SCAs) with exempt payers.

Secure your spot today to master the latest changes and bill with absolute confidence.